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  • Effingham
    Map ATM
    Contact
    423 Main Street
    Effingham, KS 66023
    Get Directions
    Phone913-833-5560
    Lobby Hours
    Monday - Thursday8:00am - 4:30pm
    Friday8:00am - 5:00pm
    Drive Thru Hours
    Monday - Thursday8:00am - 5:00pm
    Friday8:00am - 5:30pm

Cut-Off Times

Tellers

Deposits received during business hours on Monday – Friday will be treated as received that same day. Deposits received on Saturdays or when we are closed will be posted on the next business day we are open.

ATMs

The ATMs will process any deposit or transaction received before 2pm on the current days business.

Bill Payment

Payments will be processed twice a day Monday through Friday (excludes Saturdays, Sundays and holidays). Payments are processed at 2:00am CT and at 12:00pm CT. If you schedule a payment to be processed before 2:00am CT for payment that day, it will be processed at 2:00am ; subsequently, if you schedule a payment to be processed after that time, it is processed at 12:00 noon CT that same day. If you schedule a payment to be processed after 12:00 noon CT, it will be processed the next business day at 2:00am. For all entries made using the Services, the time recorded by the Online Banking service will be considered the official time of the transaction.

Cash Management ACH Files

Must be received by 2pm for processing/settlement the next business day. 

Online Loan Payments

Payments processed by 8pm CST will be credited the following business day. 

Mobile Deposit

Mobile Deposits made by 6pm CST will be credited on that day's business.

What Do Our Neighbors Think?

I didn't realize you had a facebook page. I love it!! I have had an account with you since the '70s. You all are wonderful!!

Susan from Virginia  

Testimonials