Merchant Services

• Provide additional payment options for your customers
• Accept major credit and debit cards for increased versatility
• Available to Exchange Bank business customers
• Boost your bottom line by making it easier for people to pay you
• Reduce processing time and human error
• Reduce billing expenses
• Equipment is easy to use and set up
• Streamline billing and record-keeping

Use a comprehensive payments engine that accepts a variety of payment types: 

• ACH processing
• Remote deposit capture
• Real-time gateway for credit card processing
• ACH check conversion (BOC, ARC, and POP)
• Other ACH transactions: Internet-initiated (WEB), telephone-initiated (TEL) and recurring credits and debits (PPD and CCD) Check 21/X9 37 check conversion
• Processes checks via single or batch processes, single or recurring ACH, and card payments
• Can be configured to offer as many or as few payment options as needed
• Provides flexible workflow options
• Provides remote deposit service for business clients with optional CAR/LAR

• Enables small businesses, nonprofits, and other organizations to accept online payments or donations
• Provides a secure, hosted payment acceptance portal that can be custom branded for any of your small business or nonprofit customers
• Requires a minimal amount of technical setup to link from an existing Web site
• Allows processing of a variety of payments:
  • Single payments from a checking or savings account (processed as a WEB ACH transaction)
  • Recurring payment from a checking or savings account (processed as WEB ACH).
  • Credit card payments — both single and recurring
• Enhances customer/donor convenience by allowing consumers to select the amount of the transaction
• Permits consumers to view information about past payments or donations for year-end tax filing or other purposes
• Provides access to the same reports as are available currently through the EPS merchant portal
• Streamlines payment processes and reduces paper use